Martin is chosen by his radio station manager to be the producer of a charity variety show for Aids. But in typical Martin Payne fashion, he lets the job go to his head, acts like a tyrant on the set, and alienates everyone around him, even Gina. In the end, Martin is left to do the whole show by himself, and bombs miserably.

Everybody pools together to get a raffle ticket from Roscoe the snot-nosed kid, and wind up winning a brand new SUV. They decide to share it, by assigning each of them to drive on a different day of the week. Tommy ends up giving a ride Sheneneh, and her 2 friends, Bonquisha and Keylolo. Gina ends up fighting with Jerome, the player, trying to wash her window at an intersection, and breaking off the side view mirror. Cole ends up driving his mother, Mama Payne and a friend around, and crashing into the curb. Pam takes the car to a drive through bank window and gets hassled by Otis the security guard, who takes out his frustrations on the car. They all wind up running the vehicle into the ground and have to get rid of it.

A nervous Martin and Gina try to enjoy their respective bachelor/bachelorette parties, but instead find themselves victims of their friends' advice and both imagine married life five years down the road.

As Martin and Gina are making final preparations for their wedding, a visit from Martin's wacky relatives and Gina's conservative parents results in both families constantly bickering & fighting. At the last minute, Martin and Gina decide to elope. Mama Payne becomes furious and throws a fit in the chapel. Part 1 of 2.