Nick tries to help a young lady who has cancer but get can't the insurance company to help her out, this puts Nick in a bind. Nick asks Lulu to help him get the insurance company to pay for her medical care. Nick tells his client's dad he needs to look somewhere else for the money.

When the bank insists that the firm pay off its loan immediately, Nick is forced to try to collect unpaid fees from delinquent clients. Meanwhile, Lulu's estranged father returns and asks her for money.