After a six-week training course in private investigation, former security guard Vic Nardozza thinks he's ready to be a full-fledged detective. With his unconventional and unnerving approach, Vic checks out corporate tycoon Charles Woodland, suspected of using drugs. When Vic gets sidetracked in pursuit of his favorite candy bar, new agent Stacey Devers tries to keep things running smoothly. Fellow sleuth Kevin Blakeley, a recovering Peeping Tom, knows his weakness will be tested when he is assigned to expose an insurance scam on a tropical island where a beauty contest will also be held.

When a client suspects his fiance is cheating on him, he hires bumbling novice detective Vic Nardozza to investigate. But Mitch, the handsome man Vic normally uses to bait women, refuses the case. Vic decides he's sexy enough to handle the assignment himself and works out vigorously at the gym to help entice his target. However, his weakened condition only allows his date to seduce him. When Vic gives his client the bad news, carefully omitting his own participation, the enraged man mistakenly attacks Mitch, believing him to be the lover. Later, when Mitch discovers Vic's indiscretion, he retaliates by pushing Vic out of a window. Meanwhile, voyeuristic fellow sleuth Kevin Blakeley believes that Jack's irritability is a sign that the crusty veteran detective is on the verge of a stroke.