A meek, mild insurance salesman meets a rootless, manipulative stranger in the hospital, which initiates terrible and gruesome events that will change the salesman's life forever.

Malvo flips the script on the blackmail operation, Molly sets a trap, and Gus debates whether he should come clean. Lester's return to work has complicated repercussions.

Malvo seeks answers, while Lester finagles a few of his own. Molly and Gus try to get past a setback in the investigation.

Molly faces pressure to close the case, while Lester starts to feel like a new man.