Gamer Kazuma dies in a freak accident, and is met in the afterlife by a crass goddess, Aqua.

It's great for Kazuma that he brought Aqua along with him, but unlike in a game world, much is missing from his adventurer's lifestyle. No money, no equipment, and even fighting the lowest ranking monsters is a hard-fought battle. That's when they decide to recruit new party members.

A low-grade goddess turned arch priest who works hard to acquire party trick skills, a disappointing arch wizard who can only unleash explosion magic once per day, and Kazuma himself, whose only redeeming quality is his good luck. Kazuma despairs over the completely useless party that's been formed.

All of the weak monsters have gone into hiding since a leader of the devil king's army has settled in near town. Kazuma, who had been focusing on improving his skills, is stuck at a standstill. With nothing else to do, Kazuma tags along with Megumin's training, which consists of unleashing explosion magic into an abandoned castle.

With debt looming over her, Aqua convinces Kazuma to accept a high difficulty quest to purify a lake, which doesn't require killing any monsters.

Dullahan, a top leader in the Devil King's army, yet again appears at the city in a frenzied rage.

"I want money." After paying back the debt Aqua has racked up, Kazuma and Aqua's monetary situation grows even more dire. The party accepts a quest to kill helpless Snow Sprites and heads for the snowy mountains in order to escape from the stables during this winter so cold it freezes Kazuma's eyelashes solid.

Kazuma and Aqua can't properly accept rewards from quests due to their mediocre party lineup, and are so destitute that even keeping wood on the fire is difficult. Kazuma comes up with a plan and visits a magical accessories shop run by a woman called Wiz.

Kazuma runs into some adventurers he knows while out for a walk and decides to go with them to a shop run by succubi said to show its customers enticing dreams.

The rampaging ancient weapon: the mobile fortress, Destroyer, is headed straight for Kazuma and party's city!

The party ends up running into Megumin's self-proclaimed rival, Yunyun, during a trip to Wiz's shop. Annoyed at the increased noise level brought on by additional company, Kazuma notices a choker at his feet. After trying it on casually, he runs into big trouble: it's a magical choker designed to make wishes come true, and until his wish does come true, it's going to keep tightening around his neck until he's strangled to death! The others work hard to help make his "dreams" come true so that the choker will come loose, with Wiz offering her thighs as pillows, Darkness doing push ups to make her chest sway, and Megumin and Yunyun engaged in strip rock paper scissors... while Aqua runs errands. But will even that be enough to make the choker come off?

Darkness, Aqua, and Megumin are back to continue their quest against the Devil King. Kazuma is back too, but the only adventures he has waiting for him exist within the criminal justice system.

Kazuma and Aqua meet Yunyun, a Crimson Demon girl who claims to be Megumin's rival. The feuding magic users then square off in a competition that could have ruinous repercussions for both of them.

A new discovery in a previously mapped out dungeon might be the first step toward Kazuma repaying his massive debt. Unfortunately for him, Aqua is determined to help.