Rogers plays a small town banker in the 1890s whose chief rival is the deacon (Middleton) with whom he has traded horse flesh. Taylor is a bank teller who places a winning $4,500 bet on a 10-1 harness racing horse, making him Rogers' bank partner.

Hoppy, California and Lucky take refuge from a storm inside a supposedly abandoned church outside a ghost town, only to meet a young woman and her mother there, then find themselves surrounded by a gang of "workmen" intent on tearing down the church if they have to kill the five to do it.

A con man poses as a hillbilly preacher.