蓝子杰（王祖蓝 饰）虽矮却多金，生活奢靡。秘书（官恩娜 饰）失误，抛掉了公司的股票，他却因祸得福，幸运地躲过了金融危机的侵袭，身价缩水不多。他在游船上偷腥，为补偿未婚妻珠珠（周秀娜 饰），他订了昂贵的钻石项链，却意外遗失，自己也搞得十分狼狈。珠珠见到阿杰的落魄相，误以为他已破产，索性分手。低潮期的阿杰十分痛苦，碰巧遇见了有爱心的Angel（Angelababy/杨颖 饰），每次失意均受到她温柔抚慰与谆谆劝导。此后他又相继结识了两姐妹：芭蕾舞导师Christy（黄婉伶 饰）与舞女Christine（黄婉伶 饰），盲人按摩师嘉嘉（贾晓晨 饰），江湖大佬刀疤珊（徐子珊 饰），一系列恋情让他爱潮激荡……

「投資基金天王」藍子傑，每日要管理八百多億資金，不斷尋求「保本」或「進取」的投資項目。與此同時，亦要想盡辦法花掉自己洗不完的身家。每晚，過著奢侈揮霍、吃喝玩樂、酒池肉林的靡爛生活……直至「金融海嘯」！ 「金融海嘯」後，藍子傑身家「小縮水」，但眼見身邊富貴朋友「一鋪清袋」，不禁暗呼僥倖。不過，親密女友Lily卻誤會他輸清身家，遂立即與他反目分手。痛定思痛後，藍子傑決意要以普通人身份，追求心儀女子，力證「講心唔講金」……

Wong Zi Kit (Wong Cho Nam) is an investment guru who handles more than 800 million investment funds daily. He yearns to have more investment funds while at the same time trying to spend away his fortune. Hence, he spends his money wastefully on luxury products, good wine and women -- until the start of the economic recession. After the economic recession, Zi Kit found his fortune decreased by a little. He felt he was lucky after seeing his clients and friends going bankrupt overnight. However, his girlfriend Lily thought that he lost all his fortune and broke up with him. After the painful breakup, Zi Kit decided to chase after his dream girl by living a "normal" life and that the girl would love him for who he is and not for his wealth.