Bitter rivals KWOK FU KEUNG (CHAN KAM HUNG, SUNNY) and KUK YEUK HEI (NG MEI HENG, MELISSA) have proposed a brand new “Love Insurance Plan” almost simultaneously. To test the feasibility of the proposal, their supervisor makes them take out an insurance policy, under which they will be eligible for the insurance proceeds on the condition that the two of them end up marrying each other. Unfortunately, their plan does not go far enough and turns out to be a total failure eventually.

They come to know and appreciate each other better now that they no longer have to go out for money. Gradually they fall in love and decide to get married. But out of the blue, KEUNG does not turn up on the wedding day…